Painting your own unique life vision Paint-by-numbers kits were popular back in the sixties. Folks would purchase a kit, create the piece and hang it on the living room wall. Sometimes the results were good; other times disappointing; always unpredictable.

A global mega trend shaping retirement is the notion that people are living longer lives With innovation and advances in science and technology, we are moving into the future as life expectancy reaches new heights. Thus, the need to redefine how we invest for retirement in the 21st century is vital.

When the second half of your life is better than the first. Mark Twain once stated, “The secret of getting ahead is getting started.” Parents spend decades diligently guiding their children from brushing their teeth to submitting college applications and everything in between.